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To determine our rankings, we reviewed dozens of policies from nearly 20 of the best travel insurance companies.
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Trip Cancellation – Like trip interruption coverage, trip cancellation coverage helps get you reimbursed for expenses when you are forced to cancel your trip for a covered reason.Trip Interruption – This type of coverage can help you recuperate losses if your trip is interrupted by illness, injury, weather, or other circumstances.Emergency Medical Evacuation – This helps cover costs for evacuating you to your home country or other location, if medically necessary.Be sure that COVID is covered prior to making a purchase. Emergency Medical Coverage – This is coverage for emergency medical treatments such as visits to hospitals and emergency rooms.COVID Travel Insurance Benefits to ConsiderĪs we’ve mentioned, some of the most important benefits to look for in pandemic travel insurance plan include: Additionally, some companies cover children at a discount or for no additional cost while others do not. Higher costs do not always equal better quality. Adding a “Cancel for Any Reason” option allows you to call off your trip for any reason and still get some level of reimbursement.įinally, be sure to consider the cost of your plan and the reputation of the company. Your plans could easily come to a screeching halt due to changing entry and quarantine requirements, sudden COVID outbreaks, and more. Keep in mind that many travel insurance plans consider the COVID-19 pandemic to be a known event and may not cover financial losses in certain situations. We strongly suggest finding a policy that offers at least $50,000 to $100,000 in emergency medical coverage per person. If you contract COVID during your trip, pandemic travel insurance plans offer important benefits like emergency medical treatment, emergency medical evacuation, and trip interruption coverage. These benefits help you recover the cost of non-refundable items related to your covered trip. Should you or a covered member of your party become ill prior to your trip, the top plans offer trip cancellation or interruption benefits.
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Tips for Finding Good Pandemic Travel InsuranceĪre you wondering how to buy travel insurance and what to look for? The best COVID travel insurance policies provide coverage before and during your trip.
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